Terms of Service

1. Acceptance of Terms

By accessing, registering for, or using the Predict Service, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy and Cookie Policy.

You must be at least 18 years old, or the legal age of majority in your jurisdiction, to use our Service.

2. Account Registration

To use certain features of the Service, you must create an account. When registering, you agree to:

• Provide accurate and complete information.

• Keep your account information up to date.

• Maintain the confidentiality of your account login credentials.

• Accept responsibility for all activities that occur under your account.

Predict reserves the right to suspend or terminate accounts that are suspected of being used for fraudulent or illegal activity, or that violate these Terms.

3. Service Availability and Modifications

We strive to provide uninterrupted access to our Service, but we cannot guarantee that the Service will always be available, secure, or error-free. Predict may, from time to time, perform maintenance or make updates to improve the Service, which may result in temporary interruptions.

We reserve the right to modify, suspend, or discontinue the Service or any part thereof at any time without notice. We are not liable for any disruptions or modifications to the Service.

4. Fees and Payments

4.1 Subscription Plans

Certain features of the Predict Service may require payment of subscription fees. By subscribing, you agree to:

• Provide accurate and up-to-date payment information.

• Authorize us to charge your chosen payment method for any recurring subscription fees.

4.2 Free Trials

We may offer free trial periods for certain subscription plans. At the end of the free trial, you will be automatically charged for the applicable subscription unless you cancel before the trial period ends.

4.3 Refund Policy

Please refer to our Refund Policy for details regarding cancellations and refunds.

4.4 Late or Failed Payments

If payment cannot be processed for any reason, we may suspend or terminate your access to the paid features of the Service. You are responsible for any fees, such as bank charges, associated with failed payments.

5. User Conduct

By using the Service, you agree not to:

• Violate any applicable laws, regulations, or these Terms.

• Use the Service to harm, harass, or defraud others.

• Post or transmit any offensive, defamatory, or infringing content.

• Reverse-engineer, decompile, or attempt to extract the source code of our platform or software.

• Use automated systems, such as bots, to interact with the Service, except as expressly permitted by Predict.

• Access or attempt to access another user’s account without permission.

Predict reserves the right to investigate and take appropriate legal action against anyone who violates these Terms, including terminating their account and reporting such behavior to law enforcement authorities.

6. Intellectual Property

All content and materials available on the Predict platform, including text, graphics, logos, icons, images, software, and other intellectual property, are owned by or licensed to Predict. You may not reproduce, distribute, modify, or create derivative works from our intellectual property without our express written consent.

You are granted a limited, non-exclusive, non-transferable license to access and use the Service for your personal or business use, as long as you comply with these Terms.

7. Privacy and Data Security

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and safeguard your personal information.

We employ industry-standard security measures to protect your personal data. However, you understand that no online platform is 100% secure, and Predict is not responsible for unauthorized access to your account or personal information resulting from breaches beyond our control.

8. Third-Party Services

Our Service may contain links to or integrations with third-party websites, services, or applications that are not owned or controlled by Predict. We are not responsible for the content, privacy practices, or security of any third-party service. You acknowledge and agree that your use of third-party services is governed by their respective terms and privacy policies.

9. Termination and Suspension

Predict may terminate or suspend your account and access to the Service at any time if:

• You violate these Terms.

• We suspect fraudulent or illegal activity.

• Your payment fails or remains unpaid.

You may also terminate your account at any time by contacting us. Upon termination, you will lose access to any data or content associated with your account, except where legally required for us to retain certain information.

10. Disclaimer of Warranties

The Service is provided on an "as-is" and "as-available" basis without any warranties, whether express or implied. Predict disclaims all warranties, including but not limited to:

• Implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

• Warranties that the Service will meet your requirements or that it will be uninterrupted, secure, or error-free.

• Warranties regarding the accuracy or reliability of any data obtained through the Service.

You agree that your use of the Service is at your own risk.

11. Limitation of Liability

To the fullest extent permitted by law, Predict and its directors, employees, affiliates, and agents will not be liable for any indirect, incidental, special, or consequential damages, including but not limited to lost profits, loss of data, or business interruption, arising from your use of the Service or your inability to access or use the Service.

In no event shall Predict’s total liability exceed the amount you paid to us for access to the Service during the six (6) months preceding the claim.

12. Indemnification

You agree to indemnify, defend, and hold harmless Predict, its officers, directors, employees, and agents from any and all claims, liabilities, damages, losses, and expenses, including reasonable attorney's fees, arising out of or in connection with:

• Your use of the Service.

• Your breach of these Terms.

• Your violation of any law or the rights of a third party.

13. Governing Law and Dispute Resolution

These Terms are governed by the laws of the jurisdiction in which Predict is located, without regard to conflict-of-law principles. Any disputes arising from these Terms or the use of the Service shall be resolved through binding arbitration in accordance with the rules of [Arbitration Association], unless otherwise required by law.

You agree to waive any right to a jury trial or to participate in a class-action lawsuit.

14. Changes to the Terms of Service

We reserve the right to modify these Terms at any time. If we make significant changes, we will notify you by email or through a notice on our platform. Your continued use of the Service after the changes take effect constitutes your acceptance of the new Terms.

15. Contact Information

If you have any questions about these Terms or the Service, please contact us at:

Email: support@predict.com
Mailing Address: 123 Predict Street, Marketing City, CA 90001, USA